Easily Manage Invoices & Expenses with All-In-One Platform

How to get started

Sign up in a snap

Create your Pemo account in just a few clicks. No long forms, no waiting—get started instantly.

Verify your account

While we quickly verify your identity, dive right in and explore Pemo’s powerful features.

Set up your team

Once verified, fund your wallet, issue corporate cards, and invite your team to start building better spending habits.

Start spending smarter

Track transactions in real time, upload receipts with ease, and let Pemo handle the heavy lifting while you focus on growing your business.

Why choose us

Efficiency at your fingertips

Automate tedious processes like receipt matching, approvals, and reconciliations. Save hours every month and eliminate manual errors.

Real-Time control

Monitor spending as it happens, set budgets, and enforce custom policies—all in real time.

Tax-ready compliance

Simplify corporate tax preparation with accurate categorization and seamless integrations with your accounting software.

Unmatched Security

Protect your financial data with enterprise-grade encryption and secure access controls, keeping your business safe at every step.

Tailored support

Our dedicated Customer Success Managers and robust knowledge base ensure your team’s success from day one.

Scalable solutions for growth

Whether you're a small team or a growing business, Pemo is designed to fit your business today and tomorrow.

Use Cases: How Pemo solve challenges across your business

For Finance Teams

Find out more

Simplify Expense Reconciliation

Automate processes like receipt scanning, expense categorization, and approvals to close your books faster.

Centralized Visibility

Gain a real-time view of spending by department, team, or employee—no more digging through spreadsheets.

Eliminate Manual Errors

Ensure accuracy with automated workflows, direct integrations with your accounting software, and audit trails for every transaction.

Simplify Expense Reconciliation

Be prepared for corporate tax filings with organized, reliable records.

For Employees

Find out more

No Out-of-Pocket Spending

Get virtual or physical corporate cards that eliminate the need to use personal funds.

Seamless Receipt Management

Upload receipts instantly with a single tap, while Pemo auto-matches them to transactions.

Simplified Spending

Ensure accuracy with automated workflows, direct integrations with your accounting software, and audit trails for every transaction.

User-Friendly Design

Easily track your own expenses and stay compliant with minimal effort.

For Business Owners and Managers

Find out more

Real-Time Oversight

Track spending as it happens across the entire organization, from teams to individual employees.

Smarter Spending Policies

Set custom limits, restrict merchant categories, and create approval workflows to keep budgets on track.

Growth-Focused Solutions

Save time on expense management and direct your energy toward scaling your business.

Data-Driven Decisions

Use detailed insights from Pemo’s dashboards to adjust strategies and optimize spending for the future.

Our Approach

Technology meets human support for your growth

Get started

Smart Automation

From receipt matching to real-time expense categorization, we leverage cutting-edge tech to simplify your workflows.

Seamless Integrations

Sync effortlessly with leading accounting tools like QuickBooks, Zoho, Xero, and more.

Customer-Centric Design

Our user-friendly interface ensures your team is up and running within minutes.

Proactive Support

With Pemo Copilot and a dedicated success team, we’re here to guide you every step of the way.

We Are Hiring

Join the fintech evolution journey

See open jobs

At Pemo, we’ve hand-picked an incredible team of passionate digital practitioners who believe in the power of the digital economy. Together, we’re creating tools that empower businesses to thrive, and we’re just getting started.

Why Join Us?

We’re growing fast and hungry for talent to help us shape the future of business finance. At Pemo, you’ll work with a team that values collaboration, innovation, and making a real impact.

Our Culture.

Built on curiosity and drive, we foster an environment where ideas flourish, and every voice is heard. We’re not just building software; we’re enabling business success across the globe.

Got questions?

What is Pemo?

Pemo is an all-in-one spend management solution that empowers businesses by packing every company invoice, expense, approval and spending decision into one powerful platform. With automated approval flows, direct accounting integration and real-time reporting, Pemo allows business owners to save time and money so they can get on with what they do best.

Is Pemo a business bank account?

Pemo is not a bank. We’re a spend management solution that helps businesses pay for the things they need more efficiently and have a complete overview of all transactions. We connect your Pemo account to your business bank account, so you can transfer funds as needed.

How secure is Pemo? What guarantees do I have?

Yes! Real-time tracking provides full visibility into the status of your invoices, from submission to payment, helping you stay on top of your finances.

How does invoice management software integrate with accounting systems?

Most modern invoice management tools sync seamlessly with popular accounting software, ensuring all financial data is updated and reconciled automatically, saving time and minimizing errors.

Do you offer credit on Pemo cards?

We do not offer lines of credit for our customers at the moment. We’re looking into though, stay tuned!

Empowering businesses, one transaction at a time

Features designed for businesses of any size

How to get started

Sign up in a snap

Verify your account

Set up your team

Start spending smarter

Why choose us

Use Cases: How Pemo solve challenges across your business

For Finance Teams

For Employees

For Business Owners and Managers

Our Approach

Smart Automation

Seamless Integrations

Customer-Centric Design

Proactive Support

We Are Hiring

Why Join Us?

Our Culture.

Got questions?

Work smarter, not harder