Products
Corporate Cards
Corporate cards that automate expenses
Invoice Payments
Set your invoice payments on auto-pilot
Expense Management
Eliminate expense reports and petty cash
Accounting Automation
Pemo syncs with your accounting software
Pemo for CFOs
CFOs & Financial Directors have full visibility
Pemo for Accountants
Accountants can close books 5x faster
Pemo for Employees
Employees are empowered
Reviews and Success Stories
See how Pemo helps companies manage their expenses
Become a Pemo Partner
Let’s work together to save businesses time and money
Solutions
Resources
Overview
Time saved means money made
Security
Pemo keeps your company data safe
pemo blog
Blog
Corporate spend tips
Press Room
Pemo in the media
Knowledge Base
All you need to know
pemo mastercard
Mastercard Benefits
Check out the great business benefits
PricingContact us
Book a demo

Cards that automate expenses for MENA businesses

Eliminate expense hassle with Pemo’s corporate cards and all-in-one spend management software.
Get started
Book a demo
Pemo card
Trusted by 5000+ Companies
Best Expense Management Solution for 2024
Award by

Secure

pci dss compliant logo

Trusted

mastercard logo
Mastercard Official Partner

Top-rated

g2 widget - star rating

Every expense. One platform.

Pemo packs every invoice, expense, approval and spending decision into one powerful platform.
As seen on

Corporate cards that automate expenses.

  • Virtual cards for online purchases
  • Cards that run on Mastercard (virtual and physical)
  • Real-time visibility on transactions
  • Flexibility for your teams
  • Security and control for business owners
Corporate Cards
Integrate your accounting
system with Pemo
Accounting Automation
quickbooks logo
dynamics 365 logo
tally logo
zohobooks logo
xero logo
odoo logo
wafeq logo
oracle netsuite logo

Say goodbye to expense reports – get total visibility and control of employee expenses.

  • Real-time visibility of every employee expense
  • Virtual and physical cards
  • Set your own spending limits and rules
  • Automate expense claims
Expense Management

Switch on the invoice autopilot. You close the deals, Pemo does the admin.

  • Automatic data extraction
  • Streamline approvals
  • Manage suppliers
  • Effortless payouts
  • Flawless ERP integration
Invoice Payments

Save money
every step, every day

Book a demo

+

hours saved per month

%

visibility on operational spend

$

set up fees

Who is it for?

Pemo is only suitable for business owners that want to ditch the paperwork, effortlessly control their finances, empower their teams and crack on with what they do best: growing a business.

Whatever business sector you are in, whether you are an online headhunting company, a management consultancy, an e–commerce innovator or an ad agency, Pemo is here to unleash your company’s potential.

Tech companies

Run all your subscriptions from one place. Enable your teams to work better and faster without worrying about payments and expense reports.

Trading companies

Automate and optimise your invoice payments. Simplify your workflows and increase your team's efficiency.

Advertising agencies

Get real time visibility into your clients' marketing spend. Monitor and optimise spend levels easily.

Hospitality

Empower your distributed and temporary workforce, while staying in control of their spend.

Construction

Automate and integrate your admin. Improve data management processes and waste less time.

E–commerce

Get unique real-time insights into your clients' habits and spend. Optimise budgets and automate expense claims.

Pricing

KICKOFF
Up to 2 card users free.
29AED per additional card user/ Month
For entrepreneurs and small business owners looking to manage their day-to-day expenses.
0AED /  Month
Get started
  • 1 physical card per card user
  • Unlimited virtual cards per card user
  • Mobile app with receipt scanner for managing expenses on-the-go
  • Expense reports created, submitted and approved automatically
  • Card spending limits per user, per purchase or per vendor
  • Unlimited non-card users
  • Excel exports of expenses for easy accounting
  • Apple Pay and Google Pay
KICKOFF
Up to 2 card users free.
29AED per additional card user/ Month
For entrepreneurs and small business owners looking to manage their day-to-day expenses.
0AED /  Month
Get started

See all features

  • 1 physical card per card user
  • Unlimited virtual cards per card user
  • Mobile app with receipt scanner for managing expenses on-the-go
  • Expense reports created, submitted and approved automatically
  • Card spending limits per user, per purchase or per vendor
  • Unlimited non-card users
  • Excel exports of expenses for easy accounting
  • Google Pay and Samsung Pay
  • Apple Pay
Most Popular
MOST POPULAR
ESSENTIAL
2 card users included.
29AED per additional card user/ Month
For teams looking to streamline their spend management process and stay on top of their finances.
58AED /  Month

Get started
All the benefits of ‘Kickoff’ plus:

See all features

  • Cashback on online advertising spend (meta, google, and more)
  • Integration with popular accounting software (Quickbooks, Zoho Books and more)
  • Spend analytics dashboard
  • Company organisation in teams or departments
  • Non-card expense reports creation enabled (Out-of-Pocket expenses) for both card and non-card users
  • Customised multi-level approval workflows
  • Unlimited vendor invoices tracking and approval
  • Unlimited vendor invoices paid directly from your account for free
  • Live chat support
business +
From 20 card users.
‍Custom pricing
For established companies in need for more finance automation & control, full flexibility and full service.
Contact sales for a price estimate.
Let's talk
All the awesomeness of ‘Essential’ plus:

See all features

  • Custom pricing
  • Unlimited physical cards
  • Additional cashback on card spending (2% cashback on FX fees, extra cashback on advertising spend)
  • Custom onboarding and training
  • Dedicated customer success manager
KICKOFF
Up to 2 card users free.
29AED per additional card user/ Month
For entrepreneurs and small business owners looking to manage their day-to-day expenses.
0AED /  Month
Get started
  • 1 physical card per card user
  • Unlimited virtual cards per card user
  • Mobile app with receipt scanner for managing expenses on-the-go
  • Expense reports created, submitted and approved automatically
  • Card spending limits per user, per purchase or per vendor
  • Unlimited non-card users
  • Excel exports of expenses for easy accounting
  • Apple Pay and Google Pay
KICKOFF
Up to 2 card users free.
29AED per additional card user/ Month
For entrepreneurs and small business owners looking to manage their day-to-day expenses.
0AED /  Month
Get started
  • 1 physical card per card user
  • Unlimited virtual cards per card user
  • Mobile app with receipt scanner for managing expenses on-the-go
  • Expense reports created, submitted and approved automatically
  • Card spending limits per user, per purchase or per vendor
  • Unlimited non-card users
  • Excel exports of expenses for easy accounting
  • Google Pay and Samsung Pay
  • Apple Pay
Most Popular
MOST POPULAR
ESSENTIAL
2 card users included.
29AED per additional card user/ Month
For teams looking to streamline their spend management process and stay on top of their finances.
58AED /  Month

Get started
All the benefits of ‘Kickoff’ plus:
  • Cashback on online advertising spend (meta, google, and more)
  • Integration with popular accounting software (Quickbooks, Zoho Books and more)
  • Spend analytics dashboard
  • Company organisation in teams or departments
  • Non-card expense reports creation enabled (Out-of-Pocket expenses) for both card and non-card users
  • Customised multi-level approval workflows
  • Unlimited vendor invoices tracking and approval
  • Unlimited vendor invoices paid directly from your account for free
  • Live chat support
business +
From 20 card users.
‍Custom pricing
For established companies in need for more finance automation & control, full flexibility and full service.
Contact sales for a price estimate.
Let's talk
All the awesomeness of ‘Essential’ plus:
  • Custom pricing
  • Unlimited physical cards
  • Additional cashback on card spending (2% cashback on FX fees, extra cashback on advertising spend)
  • Custom onboarding and training
  • Dedicated customer success manager
Get started
Book a demo
pemo.io logo
Book a demo
Why PemoSolutionsCareersContactPress RoomBlog
Knowledge BasePrivacy PolicyTerms and СonditionsPemo cards Terms and Сonditions
The products and services mentioned on this webpage belong to Pemo Payments Service Provider L.L.C., a private limited company incorporated in the United Arab Emirates with registered number 1081638 and registered address at office no. 09-124, 8th & 9th Floor, The Office 4, We Work, One Central, Dubai World Trade Centre, Dubai, United Arab Emirates. Pemo is a financial technology provider, not a Bank. Pemo does not offer or provide any banking or financial services through itself or affiliated entities. The Pemo card is issued by Nymcard PSP LLC, pursuant to license by Mastercard/Visa.  Nymcard Payment Services LLC is authorized by the Central Bank of The UAE, holding the Retail Payment Services and Card Schemes license in accordance with the Decretal Federal Law Bo. (14) of 2018 regarding the Central Bank & Organization of Financial Institutions and Activities, and Regulatory Framework.

Questions?
UAE
Egypt
Bahrain
Saudi Arabia
Oman
Kuwait
Pakistan
Pemo © 2024
We use cookies to provide you with the best website experience
Agree